Yes, a rehab treatment is covered by insurance. The Affordable Healthcare Act of 2010 mandated all insurance companies in the United States to include policy coverage for mental health and substance addiction treatment.
If somebody is suffering from substance addiction, the only solution for it is to get themselves treated. Treatment does always come with a cost, but it is the only way out to recovery. Prolonging addiction will only lead to serious health risks, which can be even more expensive in the long run.
Ativan is a Schedule IV controlled drug used for the treatment of anxiety and insomnia. It is also medically used for patients before they are given anesthesia. The US Food and Drug Administration (FDA) advises that Ativan must be used no more than four weeks because it is habit-forming and its side effects can be serious when used long-term.
What Type of Ativan Rehab Care Do Insurance Policies Cover
Drug rehab care is provided through the following types, and insurance coverage can attend to these costs:
- Inpatient rehabilitation
- Outpatient treatment
- Ativan Detox
- Dual diagnosis and co-occurring disorders
- Counseling and therapy
- Maintenance drugs
Insurance coverage varies depending on the type of policy that a person owns. Before you consider reaching a treatment facility, you should first contact your insurance provider so that you will know the details of your policy. Not all insurance policies will cover the full cost of the treatment. You should ask for an estimate of the cost you will most likely pay out-of-pocket.
After that, you can check out your preferred treatment facility and inquire about how much your treatment would possibly cost since this also depends on several factors. These factors include the level of your condition as well as the reputation of the rehab center itself. You can ask their admissions staff how much your insurance policy covers under their care.
There are also rehab facilities that will send you referrals to treatment providers who accept your health insurance policy. Bottom line is, healthcare staff would always encourage their clients to get treatment. The quality of your life can be significantly improved if you leave this vice behind and start living drug-free.
How Can I Pay For Ativan Rehab Without An Insurance
If you do not possess any private health insurance plan, there are many other options available to assist you with the cost of your treatment. The federal government continues to promote the accessibility and affordability of rehab treatments to help out those who are really in need.
The following are the options you can explore to determine whether you can be qualified to enjoy its benefits or not. You should take advantage of these alternatives if the cost is the only factor that is stopping you from getting yourself treated. You will land on one good option if you want to make a major change in your life.
Medicaid health insurance
Medicaid health insurance offers healthcare coverage to individuals who belong to the poverty threshold. This is a state-run program and state policies on its coverage vary. You can apply for eligibility as long as you are a US citizen, or you have been a resident of that state. Feel free to reach out to your local Medicaid agency to process your application.
This is one of the most ideal healthcare programs since you can enroll in a private rehab facility and still enjoy its benefits. Medicaid caters to the cost of detox to maintenance care, and they offer a huge cut in case your policy does not cover the full cost of your treatment. Not all private rehab centers accept Medicaid though, so you should ask about this first.
State-funded health program
State-funded health program covers the full cost of your treatment, however; it must be conducted exclusively in a public health rehab center. You cannot expect high-end facilities under their care, although their healthcare staff is guaranteed to be as competent as those who work in private institutions.
This is a really good opportunity to take. You can visit your nearest public health rehab center to apply. However, you have to understand that since it offers free services, there is typically a long queue to follow before they can cater to your application. The waiting may last for a few months before you will be entertained.
Rehab Treatment Loans
Rehab treatment loans can be granted to individuals who can afford to pay their treatment through a monthly installment instead of a one-time payment. It may come with a certain interest but this scheme can be really helpful especially if you want to go to a private rehab without any insurance. Inquire about this at the front desk of the rehab center you prefer.
Scholarship grants are also offered by certain private rehab institutions to those who are determined to recover from substance use disorder but lack the finances to sustain their treatment. If interested, you should also reach out to the front desk of the rehab center you prefer and inquire about this offer.
Personal fundraising is the least you can do in case all the other options fail to work. You can ask money from family and friends to help you or express your sentiment sincerely online through the GoFundMe app. There are a lot of people who are generous enough to finance a rehab treatment. You would just be surprised how these people show up to help.
Am I Ready To Go To Rehab?
You should prepare yourself to get treated. Ativan addiction is a serious mental health illness that needs medical care. You should seek help to stop its consequences in your life. Your life, your health, your relationship, and your work are all at a huge risk if you persist in getting treatment.
The opportunities that await you after treatment are limitless. You will appreciate that your wellness is worth every penny you give just to overcome your addiction. Do not prolong your agony. Find your treatment now!